Annexure - C
Highlights on the overall activities of the Bank for the year 2006-2007 and 2006-2007
Sl Particulars 2006-2007 2005-2006
1 Paid up Capital     2,000,000,000     2,000,000,000
2 Total Capital     1,953,298,875     2,588,386,172
3 Capital Surplus / (Deficit)     2,310,032,965     1,862,538,727
4 Total Assets    12,443,127,235   12,707,311,786
5 Total Deposits       655,424,506       654,903,235
6 Total Loans and Advances     8,164,809,013     7,892,436,478
7 Total Contingent Liabilities and Commitments       805,098,952     1,192,774,902
8 Credit Deposit Ratio (%)             1,245.73             1,205.13
9 Percentage of classified loans against total loans and advances 27.54% 33.00%
10 Operating Profit       353,440,529       359,698,495
11 Profit after Tax and Provision         79,037,341                      -  
12 Amount of Classified Loans     2,248,228,000     2,604,304,536
13 Provisions kept against Classified Loans     1,075,632,131     1,198,476,850
14 Provision Surplus / (Deficit)         61,411,000                      -  
15 Cost of Fund (%) 4.79% 8.62%
16 Average Interest Earning Assets     5,694,600,000     5,629,200,000
17 Non-interest Earning Assets     6,748,527,235     7,078,111,780
18 Return on Investment (ROI)(%)                   8.07                   8.41
19 Return on Assets (ROA)(%)                   4.01                   2.83
20 Incomes from Investments       221,594,759       270,424,996
21 Return on Equity(ROE)(%)                 16.72                 13.90