Notes-II
7.09 Particulars of Provision for Loans & Advanves  Total Outstanding   Rate(%)  Base for Provision Total Provision
Unclassified Loan            3,962,712,000                          1       3,962,712,000        39,627,120
Special Mention Account               750,158,000                          5          544,599,000        27,229,950
Sub-Standard                  1,731,000                        20
Doubtful                        50
Bad/Loss            2,246,497,000                       100       1,014,224,000    1,014,224,000
Staff Loan            1,203,710,513                          1       1,203,710,513        12,037,105
Required Provision For loans and advances    1,093,118,175
Total Provision Maintained    1,154,529,081
Excess Provision at 30,June 2007        61,410,906
7.10 Details of Provision
Particulars    Provision 
   Required     Actual        Excess/Short Fall
Loans & Advances         1,093,118,175     1,154,529,081            61,410,906
Investment            220,534,761        220,534,761                         -  
Others              26,283,565          26,283,565                         -  
        1,339,936,501     1,401,347,407          61,410,906